The most well liked factor in life insurance coverage for greater than a decade may be cooling off.

A protracted-running stock-market rally and low rates of interest mixed to create the proper circumstances for listed universal-life insurance policies. Gross sales of those insurance policies rose from 4% of life-insurance sales in 2008, as measured by new annualized premiums, to twenty-eight% within the third quarter, in response to industry-funded analysis agency Limra. 

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